Now accepting applications
Business Funding That Moves at the Speed of Business
Same-day decisions. Direct funder. No broker fees. We deploy capital to established businesses across every industry — fast, transparent, and built around your cash flow.
$ 2B+
Capital Deployed
48h
Avg. Funding Time
97%
Approval Rate
12+
Years in Market
Products
Capital structured for how your business actually works
SBA
SBA 7(a)
Government backed 10 year terms lowest rates. Minimum 2 years in business.
- $50K-$5M
- Need 2 Years Business and Personal Returns
- 4-6 Weeks To Fund
Term Funding
Business Term Loans
Fixed-rate capital for planned investments. Predictable structure built for businesses with consistent cash flow.
- 4-10 Years Terms
- Fixed Monthly Payments
- Same-day decisions
Revolving
HELOC
Home equity lines up to 80% of your home equity value. Fast funding timelines.
- $50K-$2M
- Fixed monthly payment
- 2-3 week funding timeline
Revolving
Business Line of Credit
Draw only what you need, when you need it. Pay interest solely on what you use with a standing credit facility.
- Up to $500K
- Reusable capital
- 30-day draw cycles
Working Capital
Merchant Cash Advance
Flexible funding based on future receivables. No fixed monthly payments — repayment moves with your business revenue.
- $5K – $5M
- No collateral required
- Daily or weekly remittance
Process
From application to funded in 24 hours
01
Submit an Application
A single-page application takes under five minutes. No tax returns or financials required for initial review
02
Same-Day Decision
Our underwriting team reviews every file in-house. You receive a clear offer — no automated declines.
03
Funds in Your Account
Upon acceptance, funds wire directly to your business account, typically within 24 hours of approval.
Industries we fund
Why Us
A direct lender, not a marketplace
We own every dollar we deploy. That means faster decisions, fewer conditions, and no file being shopped to a dozen funders before you get an answer.
$2B+
Capital deployed to businesses across every industry since 2012.
- Direct funder — no middlemen or broker fees
- In-house underwriting with human review on every file
- Decisions in hours, not days
- Transparent terms with no hidden fees
- Dedicated account manager from submission to funding
- Renew funding after 50% paydown — no waiting
- Flexible repayment structures designed around cash flow
- Funding available across 50 states
Contact Us
Get in touch with our team
Fill out the form and a member of our team will reach out within one business hour. No obligation — just a conversation about what you need.
Phone
(917) 268-6157
andrew@pinewood-cap.com
Hours
Mon – Fri, 8 AM – 8 PM EST
Why apply with Pinewood Capital
- No hard credit pull on initial review
- Dedicated rep assigned to your file
- Decision in as little as 2 hours
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